Florida Collection Agency Licensing Requirements:
License: Required
Bond: $50,000 (commercial collection agencies only)
Fees: $200
Exemptions:
Florida’s consumer collection licensing requirement does not apply to:
Contacts:
Florida Office of Financial Regulation – Consumer Collection Agencies
*This fee may have changed since this page was last updated and is dependent upon whether you are collecting consumer or commercial debt.
**Prerequisites may include registering with the FL Department of State and/or obtaining an Operator/Manager License.
License: Required
Bond: $50,000 (commercial collection agencies only)
Fees: $200
Exemptions:
Florida’s consumer collection licensing requirement does not apply to:
- Any original creditor.
- Any member of The Florida Bar.
- Any financial institution authorized to do business in this state and any wholly owned subsidiary and affiliate thereof.
- Any licensed real estate broker.
- Any insurance company authorized to do business in this state.
- Any consumer finance company and any wholly owned subsidiary and affiliate thereof.
- Any person licensed pursuant to chapter 520 (retail installment loan providers).
- Any out-of-state consumer debt collector who does not solicit consumer debt accounts for collection from credit grantors who have a business presence in this state.
- Any FDIC-insured institution or subsidiary or affiliate thereof.
Contacts:
Florida Office of Financial Regulation – Consumer Collection Agencies
*This fee may have changed since this page was last updated and is dependent upon whether you are collecting consumer or commercial debt.
**Prerequisites may include registering with the FL Department of State and/or obtaining an Operator/Manager License.
